Medicare is a federal government health insurance program for adults that are 65 years of age or older. While there are some younger people with disabilities that may qualify for Medicare, it is meant to be a service for senior citizens. However, this program does not cover all the essential services. Not to worry! There are other programs that may allow seniors to get all the coverage they need based on certain financial factors. Here are just a few of the options out there for seniors who have low incomes.
Medicare Savings Program
The number one place to look for extra assistance in medical health coverage is your state’s Medicare Savings Program. In certain instances, these programs may assist seniors with paying for all the deductibles, premiums, coinsurance, and copayments that are required. For the most part, eligibility for these programs is typically based on the individual’s income and available resources.
Medicaid is a joint federal and state program that provides some financial assistance for low-income seniors and younger adults as well. In fact, there are a variety of senior citizens who happen to be dual eligible for both Medicaid and Medicare. As a result, many seniors can find themselves getting assistance through both Medicaid and Medicare simultaneously. Therefore, seniors should check to see whether they are eligible for these income-based programs in order to reap the most assistance for their medical costs.
Free and Affordable Clinics
Oftentimes, seniors worry about Medicare’s lack of coverage when it comes to routine doctor’s visits. And as seniors get older, routine doctor visits may start to increase. However, many cities offer low-cost clinics that can provide routine doctor visits for seniors looking to make sure they are healthy or prescribe medications as needed.
Global Premier Benefits Can Help You Learn What You Need To Know About Medicare And Other Affordable Health Care Options.
Are you interested in learning more about the benefits of Medicare Advantage? Contact Global Premier Benefits today! Global Premier Benefits offers education for seniors on healthcare options available to them that could improve their quality of life and defray their healthcare costs as well. We have agents and clients in more than 16 states, including the District of Columbia. Our goal is to enable seniors to live healthy, rewarding lives without compromising their finances. Call us at 1-866-229-8447 to speak with a certified specialist to see if you qualify for extra help! You can also keep up with Global Premier Benefits on Facebook, Twitter, Google+, YouTube, and Pinterest.